Legal
Last updated: March 19, 2026
Welcome to Niyojan. By using our mobile application ("App"), you agree to these Terms of Service ("Terms"). Please read them carefully.
Niyojan is a personal mutual fund portfolio intelligence tool. It helps you visualize, analyze, and understand your mutual fund investments. Niyojan is not a registered investment adviser, broker-dealer, or financial planner. The App does not execute trades, manage money, or provide personalized investment advice.
You must be at least 18 years old and a resident of India to use Niyojan. By creating an account, you represent that you meet these requirements.
You are responsible for maintaining the confidentiality of your account credentials, including your PIN. You agree to notify us immediately of any unauthorized access. We are not liable for losses arising from unauthorized use of your account.
The App provides:
All information is provided on an "as-is" basis for educational and informational purposes only.
You may provide portfolio data by importing your Consolidated Account Statement (CAS) or entering holdings manually. You are responsible for the accuracy of the data you provide. Niyojan processes this data solely to deliver the App's features to you.
Fund NAV data, holdings data, and other market information are sourced from publicly available sources including AMFI, fund house websites, and other data providers. We do not guarantee the accuracy or timeliness of third-party data.
The App is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the maximum extent permitted by law, Niyojan and its creators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the App.
Mutual fund investments are subject to market risks. Past performance does not guarantee future results. Any scores, rankings, or recommendations shown in the App are based on quantitative models and historical data. They should not be construed as investment advice. Always consult a qualified financial adviser before making investment decisions.
We may update these Terms from time to time. Continued use of the App after changes constitutes acceptance of the revised Terms. We will notify you of material changes through the App.
You may delete your account at any time from the App settings. We reserve the right to suspend or terminate accounts that violate these Terms.
These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra.
For questions about these Terms, reach us at enquiries@niyojan.in.